Buyers

Buying a home is a life event, and one to be enjoyed. I take great care by offering a trusted and well-nurtured experience. After all, a home is where you want you and your family to relax and feel safe - I provide the same for you on your journey to finding your perfect home.

Where you live has such an impact on who you are and the choices you make. I offer the expertise, due diligence, and honesty to get you into the right home for you and your loved ones to enjoy well into the future. Your security is my happiness! I pride myself on efficiency and being accessible to you as soon as possible. After all, you’ve been waiting on your dream home long enough, you shouldn’t wait any longer.

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Process:

I walk you through every step of the process, leaving no detail unturned. We clearly lay out your needs and wants, so we don’t waste any of your valuable time. Your necessities and wants are important to me, and I work with you to make certain each and every one is valued. With my proven track record and knowledge, I take great care to ensure the hard work falls on me, not my clients.

Because anything can be resolved, but it’s how I do it that matters: friendly, efficiently and timely.

FAQs:

Will I qualify for a loan?

The answer to that is different for each and every person.  We need to take all of your financial characteristics and determine what is the best financing option for YOU.  Everyone’s financial snapshot is different.  There are many options with lending today.  I can get you “pre-approved” so that we know exactly what your lending outlook will be.

How will I know I found the right house?

Some know.  Others don't.  But once you close, you’ll KNOW it’s the right house.  Everyone compromises in some way, but those compromises become less noticeable over the many features you fall in love with.  And at the end of the day, it will be just right!

How will I know if I am making a good investment?

If you can afford the property you are buying, then it’s a good investment.  The whole idea behind home ownership is buy it, pay it off and enjoy.  If you can afford it, it makes good financial sense.

Will my house gain value over time?

Looking at history, the market will go up and down, but it goes up more than it goes down. Yes.  Your house will gain value over time.

Can I steal something?

No.  no one will “steal” a property.  And no seller will “give away” their property.  A property will sell at it’s market value.  Period.

Do condos hold as much value as single family homes?

Condos follow the single family housing market.  They are the tail behind the cat.  When the front moves so does the back.  They trail close behind.

What are closing costs?

Closing costs consist of all fees that are due upon taking ownership of your property.  It will include:  Interest on your new mortgage, homeowners insurance, escrow fees, lender fees & pro-rated property taxes.  You can expect to pay approx. 1-1.5% of the purchase price in closing fees.  This is good to keep in mind when calculating how much cash you will need.  This cost is in addition to your down payment.

How much can I expect to spend on “other” costs?

Other costs associated with making a home purchase are inspection fees.  The 3 main inspections are a General Inspection (approx. $600), a chimney inspection ($300) and a sewer line inspection ($300).  There are additional inspections that can be necessary depending upon what the property requires.  They range in scope from a foundation inspection ($300) to a Drainage Inspection ($500).  Fees can fluctuate depending upon the size of the property and the scope of the inspection.  These inspection fees are non-refundable whether you buy the property or not.

How long does it take to buy a house?

From the time you open escrow a typical sale will take 30-45 days.  The lending portion of the escrow is what commands the most amount of time.  Each escrow is different and depending on buyer & seller needs the time period can be adjusted to accommodate any agreed upon circumstance.

Am I making the right decision?

Yes.  Its not making a decision that is the wrong one.